In your program to read these data, use the following code:
Note that the skiplines=7 option is essential if this message is left
in the data file...
sample 1 148
format(f8.2,f12.3,f8.1,f9.4,f6.1,4f3.0)
read(carcred.dat) date autocred yp r autoinv qtr1 &
  qtr2 qtr3 qtr4 / format skiplines=7
 1960.00    8127.667   530.3   4.6867   4.1 1. 0. 0. 0.
 1960.25    8556.667   529.2   4.0733   4.2 0. 1. 0. 0.
 1960.50    8868.333   532.2   3.3733   4.2 0. 0. 1. 0.
 1960.75    8937.667   527.3   3.2700   4.2 0. 0. 0. 1.
 1961.00    8785.333   531.8   3.0133   3.6 1. 0. 0. 0.
 1961.25    8846.667   542.4   2.8600   3.6 0. 1. 0. 0.
 1961.50    8975.667   553.2   2.8967   3.6 0. 0. 1. 0.
 1961.75    9033.333   566.3   3.0567   3.6 0. 0. 0. 1.
 1962.00    9138.667   579.0   3.2433   3.6 1. 0. 0. 0.
 1962.25    9674.667   586.9   3.2033   3.6 0. 1. 0. 0.
 1962.50   10143.000   594.1   3.3333   3.9 0. 0. 1. 0.
 1962.75   10435.330   597.7   3.2633   4.1 0. 0. 0. 1.
 1963.00   10736.000   606.8   3.3100   4.2 1. 0. 0. 0.
 1963.25   11435.670   615.3   3.3167   4.1 0. 1. 0. 0.
 1963.50   12010.000   628.2   3.6967   4.2 0. 0. 1. 0.
 1963.75   12345.670   637.5   3.9067   4.7 0. 0. 0. 1.
 1964.00   12664.670   654.5   3.9500   4.9 1. 0. 0. 0.
 1964.25   13485.000   663.4   3.9333   5.0 0. 1. 0. 0.
 1964.50   14202.330   674.3   3.9100   5.3 0. 0. 1. 0.
 1964.75   14539.670   679.9   4.0633   4.8 0. 0. 0. 1.
 1965.00   14898.670   701.2   4.3000   5.4 1. 0. 0. 0.
 1965.25   15861.000   713.9   4.3800   5.8 0. 1. 0. 0.
 1965.50   16669.670   730.4   4.3800   6.0 0. 0. 1. 0.
 1965.75   17017.330   752.6   4.4700   6.1 0. 0. 0. 1.
 1966.00   17247.000   775.6   4.9700   6.0 1. 0. 0. 0.
 1966.25   17879.330   785.2   5.4267   6.5 0. 1. 0. 0.
 1966.50   18321.330   798.6   5.7900   6.2 0. 0. 1. 0.
 1966.75   18306.670   812.5   6.0000   6.6 0. 0. 0. 1.
 1967.00   18171.330   822.8   5.4500   6.2 1. 0. 0. 0.
 1967.25   18513.670   828.4   4.7167   5.7 0. 1. 0. 0.
 1967.50   18910.000   844.7   4.9733   5.5 0. 0. 1. 0.
 1967.75   18895.670   860.4   5.3033   5.8 0. 0. 0. 1.
 1968.00   18989.670   886.4   5.5800   6.2 1. 0. 0. 0.
 1968.25   19736.330   911.0   6.0800   6.7 0. 1. 0. 0.
 1968.50   20600.670   926.4   5.9633   6.3 0. 0. 1. 0.
 1968.75   21106.000   943.1   5.9633   7.3 0. 0. 0. 1.
 1969.00   21282.330   966.4   6.6567   7.4 1. 0. 0. 0.
 1969.25   22095.330   980.3   7.5400   7.3 0. 1. 0. 0.
 1969.50   22647.670   999.6   8.4867   7.7 0. 0. 1. 0.
 1969.75   22778.670  1007.1   8.6200   8.2 0. 0. 0. 1.
 1970.00   22325.670  1020.2   8.5533   7.9 1. 0. 0. 0.
 1970.25   22307.330  1036.2   8.1667   8.2 0. 1. 0. 0.
 1970.50   22840.000  1054.4   7.8367   8.5 0. 0. 1. 0.
 1970.75   22528.670  1057.4   6.2867   7.5 0. 0. 0. 1.
 1971.00   22160.000  1104.2   4.5900   8.9 1. 0. 0. 0.
 1971.25   23006.670  1125.8   5.0400   9.8 0. 1. 0. 0.
 1971.50   23907.670  1144.6   5.7433  11.2 0. 0. 1. 0.
 1971.75   24600.670  1157.6   5.0633  10.5 0. 0. 0. 1.
 1972.00   24903.000  1198.5   4.0567  10.5 1. 0. 0. 0.
 1972.25   26236.330  1232.6   4.5767  10.6 0. 1. 0. 0.
 1972.50   27710.330  1256.9   4.9333  10.5 0. 0. 1. 0.
 1972.75   28677.000  1295.9   5.3333  11.0 0. 0. 0. 1.
 1973.00   29560.670  1348.3   6.2833  11.5 1. 0. 0. 0.
 1973.25   31280.670  1381.1   7.4667  12.5 0. 1. 0. 0.
 1973.50   32802.670  1405.4   9.8733  12.8 0. 0. 1. 0.
 1973.75   33403.330  1446.7   8.9800  13.6 0. 0. 0. 1.
 1974.00   32938.670  1463.7   8.3033  13.4 1. 0. 0. 0.
 1974.25   33373.330  1499.1  10.4567  13.5 0. 1. 0. 0.
 1974.50   34093.330  1527.2  11.5333  13.9 0. 0. 1. 0.
 1974.75   33349.330  1560.3   9.0500  15.8 0. 0. 0. 1.
 1975.00   32072.670  1572.0   6.5633  14.5 1. 0. 0. 0.
 1975.25   31864.330  1609.7   5.9200  15.0 0. 1. 0. 0.
 1975.50   32625.670  1670.3   6.6667  16.1 0. 0. 1. 0.
 1975.75   33210.000  1723.5   6.1223  15.6 0. 0. 0. 1.
 1976.00   33736.330  1783.3   5.2890  16.4 1. 0. 0. 0.
 1976.25   35860.000  1814.8   5.5710  16.9 0. 1. 0. 0.
 1976.50   38045.330  1847.8   5.5283  18.0 0. 0. 1. 0.
 1976.75   39292.670  1898.5   4.9870  18.7 0. 0. 0. 1.
 1977.00   40361.330  1955.5   4.8100  19.5 1. 0. 0. 0.
 1977.25   43450.670  2026.2   5.2357  20.3 0. 1. 0. 0.
 1977.50   46790.330  2084.5   5.8060  21.2 0. 0. 1. 0.
 1977.75   49024.000  2123.9   6.5943  22.5 0. 0. 0. 1.
 1978.00   50456.670  2170.1   6.7967  23.3 1. 0. 0. 0.
 1978.25   54150.330  2292.8   7.2013  23.7 0. 1. 0. 0.
 1978.50   58203.000  2355.3   8.0820  23.9 0. 0. 1. 0.
 1978.75   60173.670  2435.5   9.8977  26.3 0. 0. 0. 1.
 1979.00   61658.330  2491.1  10.0980  27.8 1. 0. 0. 0.
 1979.25   64722.330  2552.7   9.8537  30.2 0. 1. 0. 0.
 1979.50   66827.000  2629.9  10.6037  28.5 0. 0. 1. 0.
 1979.75   67597.670  2687.8  13.0973  28.9 0. 0. 0. 1.
 1980.00   67023.670  2761.2  14.2533  27.9 1. 0. 0. 0.
 1980.25   65032.000  2756.2  10.7500  26.6 0. 1. 0. 0.
 1980.50   63340.330  2819.0   9.6467  26.4 0. 0. 1. 0.
 1980.75   62211.670  2941.7  14.5133  27.8 0. 0. 0. 1.
 1981.00   59871.000  3073.6  14.5200  22.8 1. 0. 0. 0.
 1981.25   59858.330  3102.4  15.3500  25.5 0. 1. 0. 0.
 1981.50   59701.000  3202.1  16.2133  25.8 0. 0. 1. 0.
 1981.75   58450.000  3224.4  12.9400  26.8 0. 0. 0. 1.
 1982.00   57860.000  3210.0  13.6967  24.7 1. 0. 0. 0.
 1982.25   57845.000  3267.1  13.4833  25.7 0. 1. 0. 0.
 1982.50   58138.670  3288.4  11.5533  28.0 0. 0. 1. 0.
 1982.75   58714.330  3327.3   8.8100  26.1 0. 0. 0. 1.
 1983.00   56879.330  3389.7   8.3400  26.4 1. 0. 0. 0.
 1983.25   57482.670  3500.8   8.6067  27.3 0. 1. 0. 0.
 1983.50   61773.670  3596.2   9.4400  28.4 0. 0. 1. 0.
 1983.75   66084.670  3699.5   9.1900  30.6 0. 0. 0. 1.
 1984.00   70345.330  3822.7   9.4500  33.4 1. 0. 0. 0.
 1984.25   75132.000  3911.9  10.7733  33.5 0. 1. 0. 0.
 1984.50   80678.330  3974.5  11.1467  32.6 0. 0. 1. 0.
 1984.75   83097.330  4025.0   9.2567  36.7 0. 0. 0. 1.
 1985.00   85379.330  4101.3   8.6900  37.2 1. 0. 0. 0.
 1985.25   88939.000  4158.1   7.9100  38.4 0. 1. 0. 0.
 1985.50   91490.670  4238.4   7.7233  37.9 0. 0. 1. 0.
 1985.75   92656.670  4306.4   7.7000  43.8 0. 0. 0. 1.
 1986.00   93230.670  4376.6   7.4133  46.4 1. 0. 0. 0.
 1986.25   94518.330  4398.2   6.5433  46.7 0. 1. 0. 0.
 1986.50   97802.670  4456.7   5.8933  42.2 0. 0. 1. 0.
 1986.75  100877.700  4508.7   5.7267  43.5 0. 0. 0. 1.
 1987.00  101898.700  4573.2   5.9500  50.6 1. 0. 0. 0.
 1987.25  103945.700  4655.6   6.8467  52.4 0. 1. 0. 0.
 1987.50  107716.300  4731.4   7.0267  51.0 0. 0. 1. 0.
 1987.75  108930.300  4844.9   7.5400  54.3 0. 0. 0. 1.
 1988.00  110780.300  4914.2   6.7133  50.9 1. 0. 0. 0.
 1988.25  114868.000  5013.5   7.2533  53.3 0. 1. 0. 0.
 1988.50  119747.300  5105.3   8.1633  54.9 0. 0. 1. 0.
 1988.75  122549.000  5217.5   8.5867  58.3 0. 0. 0. 1.
 1989.00  121410.700  5329.0   9.4467  63.2 1. 0. 0. 0.
 1989.25  123449.000  5424.0   9.2900  60.8 0. 1. 0. 0.
 1989.50  125977.300  5501.4   8.3900  58.1 0. 0. 1. 0.
 1989.75  127509.300  5556.8   8.0567  63.0 0. 0. 0. 1.
 1990.00  126500.000  5681.6   8.0767  58.1 1. 0. 0. 0.
 1990.25  126633.300  5767.6   8.1933  60.2 0. 1. 0. 0.
 1990.50  127466.700  5796.6   7.8333  62.6 0. 0. 1. 0.
 1990.75  125900.000  5813.8   7.6800  62.5 0. 0. 0. 1.
 1991.00  122533.300  5848.8   6.5967  58.6 1. 0. 0. 0.
 1991.25  118400.000  5904.7   6.0567  59.0 0. 1. 0. 0.
 1991.50  115566.700  5959.6   5.8300  61.0 0. 0. 1. 0.
 1991.75  113433.300  6016.5   4.9167  60.8 0. 0. 0. 1.
 1992.00  111666.700  6138.3   4.1900  61.6 1. 0. 0. 0.
 1992.25  110300.000  6212.2   4.0300  63.2 0. 1. 0. 0.
 1992.50  111033.300  6281.1   3.4100  63.4 0. 0. 1. 0.
 1992.75  109800.000  6390.5   3.5667  64.2 0. 0. 0. 1.
 1993.00  110433.300  6468.1   3.2867  69.7 1. 0. 0. 0.
 1993.25  112566.700  6525.3   3.2567  70.8 0. 1. 0. 0.
 1993.50  118300.000  6596.9   3.3100  69.3 0. 0. 1. 0.
 1993.75  121900.000  6717.1   3.3667  69.9 0. 0. 0. 1.
 1994.00  122933.300  6811.2   3.6667  72.7 1. 0. 0. 0.
 1994.25  129433.300  6920.3   4.7267  74.0 0. 1. 0. 0.
 1994.50  136900.000  6992.3   5.2133  76.2 0. 0. 1. 0.
 1994.75  141266.700  7096.8   6.1100  79.6 0. 0. 0. 1.
 1995.00  141566.700  7175.1   6.4367  83.9 1. 0. 0. 0.
 1995.25  142033.300  7220.6   6.0167  85.4 0. 1. 0. 0.
 1995.50  146533.300  7298.3   5.6967  83.9 0. 0. 1. 0.
 1995.75  149066.700  7388.5   5.5767  86.0 0. 0. 0. 1.
 1996.00  148133.300  7475.3   5.1600  81.7 1. 0. 0. 0.
 1996.25  151166.700  7610.5   5.4567  82.6 0. 1. 0. 0.
 1996.50  153833.300  7669.1   5.6133  85.5 0. 0. 1. 0.
 1996.75  154533.300  7796.1   5.4300  83.9 0. 0. 0. 1.